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Suzanne
04-08-06, 03:55 PM
Mortgage lending is another segment of Bulgaria's banking system where most of the business is in the hands of a dozen players, according to the latest data released by the Bulgarian National Bank (BNB).

The brawniest competitors control 92% of the 2.58 bln lev mortgage loan total.

Domestic mortgage lending rose by 1 bln levs or 70% in the past 12 months.

Although it has seen its market share narrowed from 34% a year ago to 28.8%, DSK Bank still tops the rankings ahead of United Bulgarian Bank and Bulbank.

Similarly, UBB and Biochim also lost ground versus mid-2005.

The top 3 owned 65% of the mortgage portfolio a year ago, a share that has dropped to 59%.

The biggest gainer is Piraeus Bank which breaks into the top 10 at the no.8 spot.

Bulbank, Postbank, Raiffeisenbank (Bulgaria) EAD, DZI and Allianz Bulgaria all posted a year-on-year increase in market share.

(Dnevnik)